D.L.&F. De Saram is a trusted legal partner for banks, financial institutions, and corporate borrowers. We deliver expert guidance across the full spectrum of financial transactions, combining deep regulatory knowledge with commercial insight into banking regulations in Sri Lanka.
Recognised as a leading Sri Lankan law firm in finance and financial services law, D.L.&F. De Saram brings decades of experience advising global financial institutions and corporations. Our lawyers have proven expertise in managing both cross-border transactions and local compliance, making us a reliable partner for clients navigating Sri Lanka’s highly regulated financial sector.
With a forward-thinking approach, we combine legal rigour with practical banking compliance and governance, ensuring that financial transactions are both legally sound and commercially viable.
Our Expertise in Banking & Finance Law
Our team advises clients on complex and high-value financial matters, including:
- Project finance, syndicated loans and corporate borrowing
- Trade finance and debt restructuring in Sri Lanka
- Islamic finance and Sharia-compliant transactions
- Fintech and digital banking innovation
- Cross-border financing
- Sri Lanka’s exchange control laws and regulatory banking framework
We specialise in bridging the gap between strict banking regulations in Sri Lanka and business objectives, ensuring transactions are both legally sound and commercially viable.
Comprehensive Services for Financial Institutions & Corporates
We provide end-to-end financial institutional legal services tailored to the diverse needs of clients operating in a tightly regulated sector. Our services include:
- Structuring and negotiating loan and credit agreements
- Drafting and reviewing complex documentation
- Advising on compliance with banking regulations in Sri Lanka and exchange controls
- Supporting financial institutions in debt restructuring in Sri Lanka and recovery processes
- Advising on emerging opportunities in digital banking and fintech
- Providing strategic input for both domestic and international transactions



